EMI Payment Help
You can choose EMI (Easy Monthly Installments) to pay for eligible orders in smaller monthly payments instead of paying the full amount at once.
What is EMI?
EMI allows you to split your payment into fixed monthly installments based on your bank or card provider terms. Interest rates and tenure depend on your issuing bank.
How to Use EMI on Buysuq
At Checkout
- Add items to cart
- Proceed to checkout
- Select Credit Card EMI (if available)
- Choose your bank
- Select EMI tenure (e.g., 3, 6, 9, 12 months)
- Complete payment using OTP verification
Eligibility for EMI
EMI is available only if:
- Your card supports EMI option
- The product is eligible for EMI
- Order total meets minimum EMI amount set by bank
- Your bank approves the transaction
Available EMI Tenures
Common options include:
- 3 months
- 6 months
- 9 months
- 12 months
- (May vary by bank and card type)
Charges in EMI
EMI may include:
- Interest charges (bank dependent)
- Processing fees (if applicable)
- GST on interest (as per bank rules)
Some offers may include:
- No Cost EMI (interest waived by seller or bank offer)
EMI Not Showing?
If EMI option is not visible:
- Your card may not support EMI
- Product may not be eligible
- Order value may be too low
- Bank might not be supported
- Try another card or bank
Pre-closure or Early EMI Payment
Some banks allow:
- Early closure of EMI
- Prepayment with charges (depends on bank policy)
Contact your bank for details.
Refund on EMI Orders
If an EMI order is cancelled or returned:
- Full refund is processed to the card account
- EMI plan is automatically cancelled
- Any interest/charges depend on bank policy
Need Help?
If EMI payment fails or doesn’t work:
- Try another card
- Contact your bank
- Contact Buysuq Support with order ID